If you have a pre-existing condition, a major medical plan might be the best option for you.
If you are generally healthy, do not have any chronic conditions and are looking for health insurance to cover major emergencies, unexpected illnesses and accidents, Vera may be for you.
The Affordable Care Act subsidizes individuals who make under $50,000 a year, so major medical plans are usually a better option for those earning less than $50,000 per year.
If you don't qualify for a subsidy under the Affordable Care Act, then a Short-Term Health insurance plan could better fit your needs at a lower cost.
If you are currently pregnant or planning a pregnancy, a Major Medical insurance plan would be your best option to ensure covered maternity services.
Vera does not cover maternity services for pregnant mothers or women who plan to become pregnant in the near future.
If you have a good relationship with your current primary care physician that you want to continue, you should find out if they accept the insurance that you’re considering. We provide access to the doctors and hospitals in the Aetna Open Choice® PPO Network. To find a provider, visit aetna.com/docfind/custom/mymeritain.