Vera does not offer comprehensive major medical insurance. We keep premiums low by limiting the conditions we cover, including pre-existing conditions, and narrowing maximum benefit amounts. Comprehensive major medical insurance includes more benefits, no lifetime or annual dollar limits, and provides coverage for pre-existing conditions, which is reflected in the premium cost.
When it comes time to select a health insurance plan, there are out-of-pocket costs to consider, including:
Radical transparency. That’s how we work at Vera. We’re here to streamline the path to short-term health insurance by giving you the freedom and confidence to choose the best plan for your lifestyle. No mysteries. No fluff. No hassle.
See the chart below to understand what short-term health insurance through Vera covers and what it doesn't. View Benefits Details PDF.
Do you have a pre-existing condition?
If you do not have any pre-existing conditions, then a short-term health insurance plan could be an affordable health insurance option for you.
However, If you have a pre-existing condition, then you should consider getting comprehensive major medical insurance. It includes coverage for all of the essential health benefits, which include but are not limited to:
Are you planning to have a baby?
If you’re pregnant or planning for a baby, you’ll want to consider getting comprehensive major medical insurance plan that ensures coverage for maternity care. If you're not planning a pregnancy, then short-term health insurance could help you save money by providing you with less coverage for medical services that you may not want in the first place.
If comprehensive major medical insurance better fits your needs, Vera can still help you find the right plan, even if it’s not with us. Call 1-844-873-9264 to chat with a friendly Vera Health expert to learn more about your health insurance options.