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Health Insurance
Your Way

Pay for the coverage you need, not the coverage you don't.

Pick Your Personalized Plan

Your Plan

Coinsurance

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Deductible

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Out-Of-Pocket

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Maximum Benefit

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My zip code is and I'm a year old

Monthly Payment
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Example Plan

What's Covered?

Monthly Payment

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Deductible

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Coinsurance

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Out-of-pocket

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Maximum Benefit Per Coverage Period

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12 month policy duration

Premium

Your premium is your monthly payment. This is what many people notice first, because it has the most immediate financial impact.

Deductible

Your deductible is the amount that you are responsible for before your health insurance kicks in. Once you reach your deductible, you pay a percentage of the remaining costs for covered expenses.

Coinsurance

Your coinsurance is your share of the costs of a covered health care service.

Out-of-Pocket Maximum

Your out-of-pocket maximum is the max amount that you could possibly pay for healthcare in a year. Your health insurance will pay for covered medical costs that extend beyond your out-of-pocket maximum. Your out-of-pocket maximum does not include your monthly premium or any services that are not covered by your health insurance plan.

Maximum Benefit Dollar Limit

The maximum benefit dollar limit refers to the maximum amount of money that an insurance company (or self-insured company) will pay for claims within a specific time period.

We're Sorry

Our online application is not currently available in your area. Please contact 844-961-9645 to speak with one of our licensed health insurance agents who can review your available options.

What Sets Us Apart

Radical Transparency

You deserve to know exactly what you're getting. That's why we break everything down in simple terms to help you understand every part of your plan.

Flexibility

Your health insurance is personal. We give you the opportunity to build it that way, so you don't have to pay for parts that you don't need.

Low Premiums

Our insurance provides access to coverage at significantly lower rates, so you can save money on your health insurance and have more financial freedom.

 

How to Choose Health Insurance

Learn the basic components of health insurance plans to discover what works best for you.

Premium

How much you pay every month for your insurance

Deductible

What you pay before insurance kicks in

Coinsurance

The percentage you pay for covered services after you meet your deductible

Why Vera?

Vera Health values transparency, simplicity and freedom. Through our personalized, straightforward health care plans, we strive to give you the confidence to decide what works for your lifestyle without any confusion. We're health insurance simplified.